# Payment Automation and Notifications

This section outlines the tools available to help you manage your account balance efficiently and ensure uninterrupted
service. By combining features such as auto-charge, payment prioritization, automatic top-ups, and low balance alerts,
you can create a reliable and flexible billing strategy.

**Enable Auto-Charge Payments**

Authorize payment methods for automated billing.

[Enable Auto-charge Payments](#billing-actions-autocharge)

**Set Auto-charge Priority**

Set the priority order of your payment methods for automatic payments.

[Set Auto-charge Priority](#billing-actions-priority)

**Configure Low Balance Settings**

Configure automatic balance top-ups and receive email alerts when your balance is low.

[Configure Low Balance Settings](#billing-actions-low-balance-settings)

**Retry Failed Payment Method**

Manually retry a failed payment and restore auto-charge for temporarily disabled payment methods.

[Retry Failed Payment Method](#billing-actions-retry)

---



## Enable Auto-charge Payments

Auto-charge is a setting that authorizes a payment method (e.g., credit card or PayPal) to be used for automatic
transactions. It is required for features like [Top Up Using Auto-Charge Enabled Credit
Card](credit-card.html#billing-payment-methods-credit-cards-autocharge) and [Auto Balance
Top-Up](#billing-actions-autotopup).

> 1. Navigate to **Billing > Payment Methods**.
> 2. Find the desired payment method in the list.
> 3. Use the **Auto-charge** toggle in the corresponding row to enable or disable the feature.

Important

The [Auto Balance Top-Up](#billing-actions-autotopup) feature only works if Auto-charge is enabled on your **primary**
payment method. If disabled, no automatic payments will be processed, even if the low balance threshold is reached.

[![Auto-charge Toggle.](../../_images/fig4.12.png)](../../_images/fig4.12.png)


**Fig. 1.** Auto-charge Toggle.



---

## Set Auto-charge Priority

When multiple payment methods have [auto-charge](#billing-actions-autocharge) enabled, you can define the order in which
they are used by setting their **priority**. The method at the top of the list, marked with a star icon, is treated as
the **primary method** for all automated transactions.

> 1. Go to **Billing > Payment Methods**.
> 2. Click and hold the ☰ icon next to the payment method you wish to prioritize.
> 3. Drag it to the top of the list and release. The star icon will move to indicate the new primary method.

Note

If a charge to the primary payment method fails (e.g., due to insufficient funds or a bank decline), the system will
automatically attempt to charge the next available method that has the auto-charge toggle enabled.

[![Set payment priority](../../_images/gif1.gif)](../../_images/gif1.gif)


**Fig. 3.** Reordering methods to set priority.



---

## Configure Low Balance Settings

**Auto Balance Top-Up**

Automatically refill your balance when it drops below a set threshold.

[Auto Balance Top-Up](#billing-actions-autotopup)

**Low Balance Notification**

Receive an email alert as a reminder about your balance reaching a set threshold.

[Low Balance Notification](#billing-actions-lowbalance)

---



### Auto Balance Top-Up

The **Automatically refill when threshold is reached** setting ensures that your balance is replenished automatically
whenever it falls below the specified threshold.

> 1. Go to **Billing > Payment Methods**.
> 2. Enable **Automatically refill when threshold is reached** toggle.
> 3. Set the following values:
>    :   - **Threshold amount** - the balance trigger point.
>        - **Refill amount** - how much to add when triggered.
> 4. Click **Apply Changes**.

Warning

This feature requires at least one of your payment methods to have [auto-charge](#billing-actions-autocharge) enabled.

Hint

If your account has active calls, the final charge is only calculated after the call ends. The top-up trigger will only
activate once the balance is updated. To avoid service disruption in such cases, it is strongly recommended to set a
higher minimum threshold (e.g., 50 USD) to ensure sufficient buffer for active call costs.

[![Configure auto top-up](../../_images/low-balance.png)](../../_images/low-balance.png)


**Fig. 4.** Configure automatic balance top-up.



---

### Low Balance Notification

Configure a Low Balance Notification to receive an email alert when your account balance drops below a specified
threshold. This option is useful if you prefer to manage payments manually or want a warning before automatic top-ups
occur.

> 1. Navigate to **Payments > Payment Methods**.
> 2. Toggle **Low Balance Notification** to enabled.
> 3. Enter your desired threshold amount.
> 4. Click **Apply Changes**.

Important

- Combine this with [Auto Balance Top-Up](#billing-actions-autotopup) for layered protection (e.g., set a higher notification threshold than the auto-top-up trigger).
- This feature only sends notifications-it does not trigger any payment action.

[![Low balance notification](../../_images/low-balance-notification.png)](../../_images/low-balance-notification.png)


**Fig. 5.** Configure low balance notification.



---

## Retry Failed Payment Method

If an auto-charge or manual payment fails, the associated payment method (e.g., credit card or PayPal) becomes
temporarily unavailable for further automatic billing for **48 hours**. Common reasons include:

> - Insufficient funds
> - Card expired or invalid
> - Bank declines the transaction
> - Authentication failure (e.g., 3D Secure verification)

When this happens, a **Retry** button appears next to the failed transaction. Click **Retry** to manually attempt the
payment and restore the payment method.

> [![Retry a failed auto-charge.](../../_images/autocharge.png)](../../_images/autocharge.png)
>
>
> **Fig. 2.** Retry a failed auto-charge.

---

## Additional Information

**Credit Card Payments**

Learn how to add and manage credit cards for payments.

[Credit Card](credit-card.html#billing-payment-methods-credit-cards)

**PayPal Payments**

Learn how to add and manage PayPal as a payment method.

[PayPal](paypal.html#billing-payment-methods-paypal)

**Wire Transfer**

Find instructions for funding your account via bank transfer.

[Wire Transfer](wire-transfer.html#billing-payment-methods-wire-transfer)

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