# Credit Card This section explains how to manage credit cards as a payment method for your account. Keeping an active credit card on file ensures uninterrupted service and makes it easy to add funds to your account balance. **Add Credit Card** Learn how to add a new credit card to your account. [Add a Credit Card](#billing-add-credit-card) **Manage Credit Cards** Learn how to configure and manage credit card payment methods. [Manage Credit Cards](#billing-manage-credit-cards) --- ## Add a Credit Card > 1. Navigate to the **Billing** section in the left-hand menu and select **Payment Methods**. > 2. Click the **Add Payment Method** button. > 3. Select **Credit Card** from the dropdown list. > > ![Selecting Credit Card as a payment method.](../../_images/fig210.png) > > > **Fig. 1.** Choosing the Credit Card option. > 4. Fill in the required fields in the **Add New Credit Card** form: > > > - Card number > > - Expiry date > > - Security code (CVV) > > - Cardholder name and billing address details > 5. Click **Submit** to save the new credit card. > 6. A pop-up window will appear for **3-D Secure authentication** provided by the issuing bank. Complete this verification to successfully add your credit card to DIDWW. Note By default, your first payment method will have Auto-charge enabled. You can disable this feature at any time. See [Auto-charge Settings](#billing-manage-autocharge) to manage this. ![Add New Credit Card form.](../../_images/fig311.png) **Fig. 2.** The form for adding credit card and billing details. --- ## Manage Credit Cards After adding one or more credit cards, they will be listed under your payment methods. From this interface, you can set a primary card, configure auto-charge options, add funds, or remove a card. **Set Credit Card Auto-charge Priority** Set the priority order of your credit cards for automatic payments. [Set Credit Card Auto-charge Priority](#billing-manage-priority) **Manage Auto-Charge Settings** Enable or disable automatic payments. [Manage Auto-Charge Settings](#billing-manage-autocharge) **Add Funds Using Credit Card** Manually add funds to your account prepaid balance. [Add Funds Using Credit Card](#billing-manage-add-funds) **Remove Credit Card** Remove a credit card from your payment methods. [Remove Credit Card](#billing-manage-remove-card) --- ### Set Credit Card Auto-charge Priority When you have multiple cards, you can set one as the primary card for auto-charging. This card is marked with a star icon in the **Priority** column. > 1. Click and hold the handle icon (☰) for the card you wish to prioritize. > 2. Drag the card to the top of the list and release. ![Set Card Priority.](../../_images/gif1.gif) **Fig. 3.** Set Card Priority. --- ### Manage Auto-Charge Settings The **Auto-charge** feature automatically adds funds from your primary credit card when your account balance drops below a predefined threshold. > 1. Find the card in the **Payment Methods** list. > 2. Toggle the switch in the **Auto-charge** column. Note The card marked with a star icon in the **Priority** column will be used for automatic payments. ![Automatic Payments.](../../_images/fig4.12.png) **Fig. 4.** Automatic Payments. --- ### Add Funds Using Credit Card To manually add funds to your account balance, click the **Add Funds** button and choose one of the available options from the top of the modal window. **Auto-Charge** Automatically top up your balance using the primary credit card with auto-charge enabled. [Top Up Using Auto-Charge Enabled Credit Card](#billing-payment-methods-credit-cards-autocharge) **Credit Card** Add funds using a saved credit card or choose Instant Payment for a one-time top-up. [Top Up Using Saved Credit Card](#billing-payment-methods-credit-cards-saved-card) **Instant Payment** Make a one-time payment using new credit card details without saving them to your account. [Top Up Using Instant Payment](#billing-add-funds-instant-payment) #### Top Up Using Auto-Charge Enabled Credit Card Use this option to top up your account using the credit card that has auto-charge enabled. If multiple cards have auto-charge active, the top-priority card (i.e., the first in the list) will be used for the transaction. > 1. Click **Add Funds**. > 2. Select the **Auto-charge** tab. > 3. Click **Confirm** to add the specified amount to your balance. Important - Auto-Charge will always utilize the [prioritized payment method first](#billing-manage-priority). - The minimum payment amount is 30 USD. ![The Add Funds modal showing the Auto-charge option.](../../_images/fig55.png) **Fig. 5.** Topping up using the auto-charge amount. #### Top Up Using Saved Credit Card This option allows you to specify a custom amount and choose the credit card. > 1. Click **Add Funds**. > 2. Select the **Credit Card** tab. > 3. Enter the amount you wish to add in the **Top up amount (USD)** field. > 4. Select your saved credit card from the **Choose payment option** dropdown menu. > 5. Click **Confirm** to complete the payment. Note The minimum payment amount is 30 USD. ![Selecting a credit card to complete the payment.](../../_images/fig63.png) **Fig. 6.** Topping up with a specific credit card. #### Top Up Using Instant Payment The Instant Payment option allows you to perform a one-time, manual payment at any time. > 1. Click the **Add Funds** button from the Payment Methods screen. > 2. From the **Choose payment option** dropdown menu, select the **Instant Payment** option. > 3. Enter your desired top-up amount. > 4. Click **Confirm** to proceed to the secure window for a one-time transaction. > 5. On the secure page, provide your contact and credit card details, then click **Pay** to complete the transaction. Important - For European Economic Area (EEA) cardholders, this process uses **3D Secure 2 authorization** as required by PSD2 regulations. - The minimum payment amount is 30 USD. ![Performing a manual payment.](../../_images/instant-payment.png) **Fig. 6.** Performing a manual payment. --- ### Remove Credit Card > 1. Navigate to the **Payment Methods** screen. > 2. Find the credit card you wish to remove in the list. > 3. Click the **Delete** icon **x** in the corresponding row. > 4. Confirm the removal in the confirmation dialog. > > ![Remove a credit card.](../../_images/fig72.png) > > > **Fig.7.** Remove a credit card. --- ## Additional Information **Wire Transfer** Learn how to add and manage wire transfer payments. [Wire Transfer](wire-transfer.html#billing-payment-methods-wire-transfer) **Billing History** View your transaction history, download invoices, and check your current balance. [Billing History](../billing/index.html#billing-history-index) **Payment Actions** Manage auto-charge, set payment priority, configure automatic top-ups, and receive low balance alerts. [Payment Automation and Notifications](payment-actions.html#billing-payment-methods-actions) On this page